SWP Calculator – Systematic Withdrawal Plan Calculator for Multiple Currencies
🏆No Login Required and Zero Data Storage
SWP Calculator-Multi-Currency Planner
✅ Indian Rupee✅ US Dollar✅ Euro✅ British Pound✅ Inflation Adjust✅ Export CSV✅ Year-wise Table✅ Share Results
How SWP Calculator Works
Follow 4 simple steps to calculate your Systematic Withdrawal Plan
1
Select Currency
Choose your investment currency — Indian Rupee, US Dollar, Euro, or 9 more options.
2
Enter Corpus
Enter your total invested amount or mutual fund corpus to start withdrawal planning.
3
Set Withdrawal & Rate
Set monthly withdrawal amount and expected annual return from your fund.
4
Get Instant Results
See how long your corpus lasts, total withdrawn, and year-wise breakdown instantly.
🧮 Enter Your Details
Indian Rupee
Indian Rupee
10%
20Y
6%
📊 Your SWP Results
📈
Enter details and click Calculate
Your SWP analysis will appear here instantly
📉 Corpus Balance Over Time
📋 Year-wise Breakdown
Year
Opening Balance
Withdrawn
Interest Earned
Closing Balance
Corpus Used %
Frequently Asked Questions About SWP
Everything you need to know about Systematic Withdrawal Plan calculation
📌 What is SWP?
Systematic Withdrawal Plan (SWP) lets you withdraw a fixed amount from your mutual fund investment every month. Unlike redeeming the full amount, SWP keeps your remaining corpus invested and earning returns — creating a steady income stream similar to a pension.
📌 SWP vs SIP: Key Difference
SIP (Systematic Investment Plan) is about investing regularly to build wealth. SWP is the reverse — withdrawing regularly from an existing corpus. Retirees and senior citizens typically prefer SWP for regular monthly income from their accumulated mutual fund investments.
📌 Tax on SWP
Each SWP withdrawal is treated as a redemption. Gains from equity funds held over 1 year are taxed at 10% as Long Term Capital Gains (LTCG) in India. Debt fund gains are taxed as per your income slab. Always consult a financial advisor for tax planning.