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Latest Atal Pension Scheme News: After the age of 60, you will also get a pension of 5000 rupees every month, invest money in this government scheme

 Latest Atal Pension Scheme News: After the age of 60, you will also get a pension of 5000 rupees every month, invest money in this government scheme


Do you want pension guarantee in less investment, then keep an eye on this news. Yes… Atal Pension Scheme is a good option for this. At present, under the Atal Pension Yojana, the government is giving a guarantee of 1000 to 5000 rupees a month pension. For this, a person up to the age of 40 years is able to apply. Let us tell you how you can take advantage of Atal Pension Yojana

60,000 rupees per annum pension: Talking about the objective of the Atal Pension Yojana, its objective is to bring every section under the purview of pension. The Pension Fund Regulatory and Development Authority (PFRDA) has done the work of recommending the government to increase the maximum age under the Atal Pension Yojana (APY). Under the scheme, a fixed contribution will have to be made in the account every month and after retirement you will be given a pension ranging from Rs 1 thousand to Rs 5 thousand a month. The government is asking to invest only Rs 1239 every 6 months.The benefit of which will be given to you after the age of 60 years. The government is giving you a guaranteed pension of Rs 5000 a month or Rs 60,000 per annum.


210 rupees every month: If you look at the existing rules, if at the age of 18, maximum 5 thousand rupees are added to the scheme for pension then you will need to pay 210 rupees every month. If this money is payable by you every three months, then you will have to pay Rs 626 and Rs 1,239 if you give it in six months. If you invest at the age of 18 to get a pension of Rs 1,000 a month, then you will need to pay 42 rupees monthly.


Know this special thing: Here we tell you in some detail. If you work for joining 5 thousand pension at the age of 35, then you will have to deposit Rs 5,323 every 6 months for 25 years. In this way your total investment will be 2.66 lakh rupees, on which you will get a pension of 5 thousand rupees a month. On joining at the age of 18, your total investment will be only 1.04 lakh rupees. This means that about 1.60 lakh rupees more will have to be invested for a single pension.


You can also learn other things related to the scheme.


You can do the job of choosing 3 types of plan for payment. First monthly, second quarter investment while third half…


-You need to invest this for 42 years.


In 42 years, your total investment will be 1.04 lakh rupees.


In lieu of this, after 60 years, you will get a pension of 5 thousand rupees every month for a lifetime.


The scheme is working to operate the Pension Fund Regulatory and Development Authority through the National Pension Scheme.


Under Section 80CCD of Income Tax, there is also the benefit of tax exemption.


- Work is being done to open only 1 account in the name of a member. Many banks are giving you the facility to open an account.


- The work of giving contribution from the government is also being done for the first 5 years.


-If the member dies before or after 60 years, the pension amount will be given to the wife.


-If both the member and the wife are killed in a case, the government will work to give pension to the nominee.


Stay tuned with us for updates from Atal Pension Yojana and Latest News in Hindi.

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